The dream of middle class people to buy a house will come true, Modi government made this plan before the elections!

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New Delhi, 25 September-2023, Monday

With assembly elections in many states followed by Lok Sabha elections, the dream of buying a home for the middle class will come true before that. Before the elections, the Modi government has planned to introduce housing loan subsidy, if it actually changes, interest on home loans below Rs 50 lakh can be discounted up to a maximum of Rs 9 lakh.

Plan to spend Rs 60,000 crore on subsidies

The Modi government is planning to spend Rs 60,000 crore on housing loan subsidy. Small urban housing will be at the heart of this scheme. On which the government can offer interest exemption on home loans for the next five years. Around 25 lakh home loan borrowers are likely to benefit from this scheme.

In this way, you will get the benefit of discount on home loan interest

The agency reported quoting sources that the bank may start this scheme in the next few months. If a person takes a home loan of 50 lakhs or less under this scheme for a period of 20 years, then only he will get the benefit of the scheme. Under the scheme, annual interest on home loans will be waived, ranging from 3 to 6.5 percent and up to a maximum of Rs 9 lakh. According to the information received from the sources, the amount of concession given by the government will be deposited in the home loan account of the beneficiary. Still pending Cabinet approval in this matter, the scheme can be implemented till 2028.

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